Federal Income Tax Calculator
Estimate your 2026 federal income tax by filing status using current brackets, the standard deduction or your own deductions, and see how much tax falls in each bracket.
Your numbers
- Taxable income
- $72,900
- Effective rate
- 11.32%
- Marginal rate
- 22%
- After-tax income
- $84,250
- Federal tax$10,750
- Take-home$84,250
How the federal income tax calculator works
Taxable income = gross income − pre-tax adjustments − deductions. Tax is calculated progressively: each slice of income is taxed at its own bracket rate, so only dollars above a threshold are taxed at the higher rate.
Example
Using the default inputs (Gross income: $95,000; Filing status: Single; Pre-tax adjustments (401k, HSA…): $6,000; Deductions (0 = standard): $0.00; Tax credits: $0.00), the calculator returns federal income tax of $10,750. Change any field above to see your own result and charts update instantly.
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Frequently asked questions
What is the difference between marginal and effective tax rate?
Marginal is the rate on your last dollar; effective is total tax divided by income, which is lower.
Do these figures include state tax?
No. State and local taxes vary; use the paycheck calculator to add a state rate.
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Estimates are for educational purposes only and are not financial, tax or legal advice. Results depend on your inputs and simplified assumptions; tax figures reflect 2026 federal rules and may differ from your situation. See our disclaimer. © 2026 FinanzCalc.