Business & Freelance Calculators
Margins, break-even, ROI, pricing, runway and depreciation. 10 free calculators to help you start or run a business.
Profit Margin
Gross, operating and net margin
Business & FreelanceBreak-Even
Units and revenue needed to cover costs
Business & FreelanceROI
Return on investment and annualized ROI
Business & FreelanceMarkup & Margin
Convert cost to selling price
Business & FreelanceFreelance Hourly Rate
The rate you must charge to hit your income goal
Business & FreelanceBusiness Loan
Payment, interest and debt service coverage
Business & FreelanceCash Runway
How many months until you run out of cash
Business & FreelanceCustomer Lifetime Value (LTV)
LTV, LTV:CAC ratio and payback period
Business & FreelanceEarly Payment Discount (2/10 Net 30)
Annualized cost of skipping a discount
Business & FreelanceDepreciation
Straight-line, declining balance and SYD
Business & Freelance guides
All guides โHow to Price Your Products
Learn three proven pricing strategies and how to calculate a price that covers costs and earns a healthy margin.
Business & FreelanceProfit Margin vs Markup
The difference between margin and markup, how to convert between them and why mixing them up can cost you money.
Business & FreelanceBreak-Even Analysis
A practical guide to break-even analysis with fixed and variable costs, contribution margin and ways to lower yourโฆ
Business & FreelanceHow to Set Your Freelance Rate (Without Undercharging)
Calculate a sustainable hourly or project rate that accounts for taxes, benefits, non-billable time and desired income.
Business & FreelanceSmall Business Loans
Compare small business financing options and understand what lenders look for, including DSCR, credit and collateral.
Business & FreelanceCash Flow Management for Small Businesses
Profit is not cash. Learn how to forecast cash flow, speed up receivables and extend your runway.