Mortgage & Home Calculators
Payments, affordability, refinancing, PMI, closing costs and home equity. 10 free calculators to help you buy or own a home.
Mortgage Payment
Monthly payment with taxes, insurance, HOA and PMI
Mortgage & HomeHow Much House Can I Afford
Maximum home price from income, debts and down payment
Mortgage & HomeMortgage Refinance
Monthly savings and break-even point of refinancing
Mortgage & HomeExtra Mortgage Payment
Interest saved and years cut by paying extra
Mortgage & HomeAmortization Schedule
Year-by-year principal and interest breakdown
Mortgage & HomeRent vs Buy
Compare net worth from renting versus buying
Mortgage & HomePMI
Private mortgage insurance cost and when it ends
Mortgage & HomeClosing Costs
Estimate cash needed at closing
Mortgage & HomeHELOC
Home equity line of credit limit and payments
Mortgage & HomeProperty Tax
Annual property tax and 10-year projection
Mortgage & Home guides
All guides →How Mortgages Work
Learn how a mortgage works, from principal and interest to escrow, amortization and the true monthly cost of owning…
Mortgage & HomeFixed-Rate vs Adjustable-Rate Mortgage
Compare fixed-rate and adjustable-rate mortgages (ARMs), including rate caps, risks and the situations where each…
Mortgage & HomeHow Much Down Payment Do You Really Need to Buy a House?
The 20% rule is a myth for many buyers. See minimum down payments for conventional, FHA, VA and USDA loans and the…
Mortgage & HomeWhat Is PMI and How to Avoid or Remove It
Private mortgage insurance protects lenders when you put less than 20% down. Learn what it costs, when it ends and…
Mortgage & HomeMortgage Pre-Approval
A step-by-step guide to mortgage pre-approval, including documents you need, how credit checks work and how…
Mortgage & HomeShould You Refinance Your Mortgage? A Break-Even Approach
Refinancing can lower your payment or shorten your loan, but closing costs matter. Learn the break-even test and…