Retirement Articles
401(k), IRA, Social Security, RMDs, withdrawal rates and FIRE. Read 10 guides, then run your own numbers with the matching calculators.
401(k) Basics
A beginner-friendly guide to 401(k) plans, including contribution limits, employer matching, vesting and investment…
RetirementRoth vs Traditional IRA
Compare Roth and traditional IRAs: tax treatment, income limits, withdrawal rules and when each one wins.
RetirementHow Social Security Works
Understand how Social Security retirement benefits are calculated, how claiming age affects your check and how to…
RetirementThe 4% Rule Explained
Learn where the 4% rule came from, how it works, its limits and alternatives such as dynamic withdrawal strategies.
RetirementHow Much Should You Have Saved for Retirement by Age?
Benchmarks for retirement savings at 30, 40, 50 and 60, plus how to catch up if you are behind.
RetirementRequired Minimum Distributions (RMDs)
Everything about RMDs: when they start, how they are calculated, which accounts they apply to and strategies to…
RetirementThe FIRE Movement Explained
What FIRE is, the different flavors (Lean, Fat, Coast, Barista), how to calculate your number and the risks to plan for.
RetirementCatch-Up Contributions After 50
Details on 401(k), IRA and HSA catch-up contributions, including the extra limit for ages 60 to 63 and Roth catch-up…
RetirementHealthcare in Retirement
An overview of Medicare Parts A, B, C and D, Medigap, IRMAA surcharges and how to budget for healthcare in retirement.
RetirementPension vs Lump Sum
Compare taking monthly pension payments with a lump-sum rollover, including inflation, longevity, survivor benefits…
Retirement calculators
All calculators →401(k)
Projected balance with employer match
RetirementRoth vs Traditional IRA
Which account leaves you with more after tax
RetirementHow Much Do I Need to Retire
Nest egg target, projection and shortfall
Retirement4% Rule Withdrawal
Will your portfolio last through retirement
RetirementSocial Security Benefit Estimator
Benefit estimate by claiming age
RetirementRequired Minimum Distribution (RMD)
Annual RMD from IRAs and 401(k)s
RetirementFIRE
Financial independence number and years to reach it
RetirementPension
Annual pension from service and salary