Business & Freelance Articles
Margins, break-even, ROI, pricing, runway and depreciation. Read 10 guides, then run your own numbers with the matching calculators.
How to Price Your Products
Learn three proven pricing strategies and how to calculate a price that covers costs and earns a healthy margin.
Business & FreelanceProfit Margin vs Markup
The difference between margin and markup, how to convert between them and why mixing them up can cost you money.
Business & FreelanceBreak-Even Analysis
A practical guide to break-even analysis with fixed and variable costs, contribution margin and ways to lower your…
Business & FreelanceHow to Set Your Freelance Rate (Without Undercharging)
Calculate a sustainable hourly or project rate that accounts for taxes, benefits, non-billable time and desired income.
Business & FreelanceSmall Business Loans
Compare small business financing options and understand what lenders look for, including DSCR, credit and collateral.
Business & FreelanceCash Flow Management for Small Businesses
Profit is not cash. Learn how to forecast cash flow, speed up receivables and extend your runway.
Business & FreelanceUnderstanding ROI and Customer Lifetime Value
Use ROI and LTV:CAC to decide where to spend marketing dollars and how to measure whether your business model works.
Business & FreelanceChoosing a Business Structure
Compare US business structures on liability, taxes and paperwork, and learn when an S corporation election may save…
Business & FreelanceDepreciation and Section 179
Understand depreciation methods, Section 179 expensing and bonus depreciation for vehicles, machinery and equipment.
Business & FreelanceSales Tax for Online Sellers
How economic nexus works after Wayfair, what marketplace facilitators handle and how small online sellers stay…
Business & Freelance calculators
All calculators →Profit Margin
Gross, operating and net margin
Business & FreelanceBreak-Even
Units and revenue needed to cover costs
Business & FreelanceROI
Return on investment and annualized ROI
Business & FreelanceMarkup & Margin
Convert cost to selling price
Business & FreelanceFreelance Hourly Rate
The rate you must charge to hit your income goal
Business & FreelanceBusiness Loan
Payment, interest and debt service coverage
Business & FreelanceCash Runway
How many months until you run out of cash
Business & FreelanceCustomer Lifetime Value (LTV)
LTV, LTV:CAC ratio and payback period