Retirement Calculators
401(k), IRA, Social Security, RMDs, withdrawal rates and FIRE. 10 free calculators to help you plan retirement.
401(k)
Projected balance with employer match
RetirementRoth vs Traditional IRA
Which account leaves you with more after tax
RetirementHow Much Do I Need to Retire
Nest egg target, projection and shortfall
Retirement4% Rule Withdrawal
Will your portfolio last through retirement
RetirementSocial Security Benefit Estimator
Benefit estimate by claiming age
RetirementRequired Minimum Distribution (RMD)
Annual RMD from IRAs and 401(k)s
RetirementFIRE
Financial independence number and years to reach it
RetirementPension
Annual pension from service and salary
Retirement401(k) Employer Match
Free money you may be leaving on the table
RetirementRetirement Income Gap
Compare income sources with your spending goal
Retirement guides
All guides →401(k) Basics
A beginner-friendly guide to 401(k) plans, including contribution limits, employer matching, vesting and investment…
RetirementRoth vs Traditional IRA
Compare Roth and traditional IRAs: tax treatment, income limits, withdrawal rules and when each one wins.
RetirementHow Social Security Works
Understand how Social Security retirement benefits are calculated, how claiming age affects your check and how to…
RetirementThe 4% Rule Explained
Learn where the 4% rule came from, how it works, its limits and alternatives such as dynamic withdrawal strategies.
RetirementHow Much Should You Have Saved for Retirement by Age?
Benchmarks for retirement savings at 30, 40, 50 and 60, plus how to catch up if you are behind.
RetirementRequired Minimum Distributions (RMDs)
Everything about RMDs: when they start, how they are calculated, which accounts they apply to and strategies to…