401(k) Employer Match Calculator

How the 401(k) employer match calculator works

Match = min(your contribution %, match cap %) × salary × match rate. We also grow each year’s match at your return assumption.

Example

Using the default inputs (Salary: $80,000; Your contribution: 3%; Employer match rate: 100%; Matched up to: 5%; Years: 30; …), the calculator returns match you receive per year of $2,400. Change any field above to see your own result and charts update instantly.

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Frequently asked questions