Closing Costs Calculator

How the closing costs calculator works

Lender and title fees are estimated as a percentage of the loan or price. Prepaids are calculated from monthly tax and insurance times the number of months collected. Buyers typically pay 2%–5% of the price in closing costs.

Example

Using the default inputs (Home price: $400,000; Down payment: 20%; Lender fees (% of loan): 1%; Title, escrow & recording (% of price): 0.6%; Appraisal, inspection & misc ($): $1,500; …), the calculator returns total cash to close of $89,700. Change any field above to see your own result and charts update instantly.

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Frequently asked questions