Investment Return (CAGR) Calculator
Calculate total return and compound annual growth rate (CAGR) from a starting and ending value over a period.
Your numbers
- Total return
- 140%
- Total gain
- $14,000
How the investment return (cagr) calculator works
CAGR = (Ending ÷ Beginning)^(1 ÷ years) − 1. It smooths ups and downs into one steady yearly rate.
Example
Using the default inputs (Starting value: $10,000; Ending value: $24,000; Years held: 8), the calculator returns cagr of 11.56%. Change any field above to see your own result and charts update instantly.
Good for these goals
Frequently asked questions
CAGR vs average return?
The arithmetic average ignores compounding and volatility; CAGR reflects what you actually earned.
Does it include contributions?
No. For regular deposits use an IRR-based tool.
Related savings & investing calculators
All Savings & Investing →Dividend Reinvestment (DRIP)
Value with and without reinvested dividends
Savings & InvestingDollar-Cost Averaging
Steady investing versus a lump sum
Savings & InvestingStock Profit
Net gain after fees and taxes
Savings & InvestingInflation
Future prices and shrinking purchasing power
Savings & InvestingRule of 72
How long to double your money
Savings & InvestingInvestment Fee
How fund fees erode long-term wealth
Learn more
More Savings & Investing guides →Asset Allocation Basics
Learn what asset allocation is, how age and risk tolerance shape the mix and why rebalancing keeps your plan on track.
Savings & InvestingThe Power of Compound Interest
See how compound interest turns small, consistent savings into large sums over time, with examples that show the…
Savings & InvestingHigh-Yield Savings Accounts vs CDs
Compare high-yield savings accounts and certificates of deposit on rates, flexibility, FDIC insurance and best uses.
Savings & InvestingIndex Funds for Beginners
Learn what index funds are, why they are popular, how they differ from active funds and how to start investing in one.
Estimates are for educational purposes only and are not financial, tax or legal advice. Results depend on your inputs and simplified assumptions; tax figures reflect 2026 federal rules and may differ from your situation. See our disclaimer. © 2026 FinanzCalc.