Inflation Calculator
See what today’s dollars will be worth in the future and how much the same purchase may cost as prices rise.
Your numbers
- Purchasing power of today’s amount
- $55,368
- Value lost
- $44,632
- Price of goods
- Value of your dollars
How the inflation calculator works
Future cost = amount × (1 + i)^t. Purchasing power = amount ÷ (1 + i)^t.
Example
Using the default inputs (Amount today: $100,000; Annual inflation: 3%; Years: 20), the calculator returns cost in the future for the same goods of $180,611. Change any field above to see your own result and charts update instantly.
Good for these goals
Frequently asked questions
What is a typical inflation rate?
US inflation has averaged roughly 3% per year over the long run, with the Fed targeting 2%.
How do I protect against it?
Own assets that historically outpace inflation, such as diversified stocks, TIPS and real estate.
Related savings & investing calculators
All Savings & Investing →Rule of 72
How long to double your money
Savings & InvestingInvestment Fee
How fund fees erode long-term wealth
Savings & InvestingCompound Interest
Growth of savings with regular contributions
Savings & InvestingSavings Goal
Monthly savings needed to reach a target
Savings & InvestingCD
Certificate of deposit earnings and APY
Savings & InvestingInvestment Return (CAGR)
Annualized return between two values
Learn more
More Savings & Investing guides →How Inflation Erodes Savings and What You Can Do About It
Understand how inflation reduces purchasing power and which assets and strategies have historically helped protect…
Savings & InvestingThe Power of Compound Interest
See how compound interest turns small, consistent savings into large sums over time, with examples that show the…
Savings & InvestingHigh-Yield Savings Accounts vs CDs
Compare high-yield savings accounts and certificates of deposit on rates, flexibility, FDIC insurance and best uses.
Savings & InvestingIndex Funds for Beginners
Learn what index funds are, why they are popular, how they differ from active funds and how to start investing in one.
Estimates are for educational purposes only and are not financial, tax or legal advice. Results depend on your inputs and simplified assumptions; tax figures reflect 2026 federal rules and may differ from your situation. See our disclaimer. © 2026 FinanzCalc.