Budgeting & Everyday Calculators
Budgets, emergency funds, net worth, salary conversion and everyday math. 10 free calculators to help you manage monthly money.
50/30/20 Budget
Split take-home pay into needs, wants and savings
Budgeting & EverydayEmergency Fund
How much to save and how fast to get there
Budgeting & EverydayNet Worth
Assets minus liabilities snapshot
Budgeting & EverydayHourly to Salary
Convert hourly pay to annual, monthly and weekly
Budgeting & EverydayTip
Tip and split the bill
Budgeting & EverydaySavings Rate
Your savings rate and years to retirement
Budgeting & EverydayCost of Living
Salary needed to move between US cities
Budgeting & EverydayRaise
New pay, real value after inflation
Budgeting & EverydaySubscription & Recurring Expense
Long-term cost and opportunity cost of small spending
Budgeting & EverydayJob Offer Comparison
Total compensation of two offers
Budgeting & Everyday guides
All guides →How to Create a Budget That Works
Build a realistic monthly budget in six steps: track income and spending, set priorities, choose a method and review…
Budgeting & EverydayThe 50/30/20 Budget Rule
Learn how to apply the 50/30/20 budget, with examples, pros and cons and variations for high-cost areas or heavy debt.
Budgeting & EverydayHow to Build an Emergency Fund (and How Much You Really Need)
A guide to sizing and building an emergency fund, where to keep it and when to use it.
Budgeting & EverydayZero-Based Budgeting
How zero-based budgeting works, how to set it up and whether it is right for you compared to other budgeting methods.
Budgeting & EverydayHow to Calculate Your Net Worth and Why It Matters
Learn the net worth formula, what to include as assets and liabilities and how to track progress over time.
Budgeting & EverydayHow to Cut Monthly Expenses Without Feeling Deprived
Practical ways to lower bills: housing, transportation, insurance, subscriptions and food, focused on the biggest…