Net Worth Calculator
Add up cash, investments, retirement accounts, home and other assets, subtract your debts, and see your net worth and debt-to-asset ratio.
Your numbers
- Total assets
- $570,000
- Total liabilities
- $295,000
- Debt-to-asset ratio
- 51.75%
- Assets
- Liabilities
- Net worth
- Cash$15,000
- Investments$30,000
- Retirement$120,000
- Home$380,000
- Other$25,000
How the net worth calculator works
Net worth = total assets − total liabilities.
Example
Using the default inputs (Cash & savings: $15,000; Taxable investments: $30,000; Retirement accounts: $120,000; Home value: $380,000; Vehicles & other assets: $25,000; …), the calculator returns net worth of $275,000. Change any field above to see your own result and charts update instantly.
Good for these goals
Frequently asked questions
What is a good net worth?
Compare with your age group; the median US household net worth is roughly $190,000, with a large spread by age.
Should I include my home?
Yes, at market value minus the mortgage, but also track net worth without home equity for liquid wealth.
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Estimates are for educational purposes only and are not financial, tax or legal advice. Results depend on your inputs and simplified assumptions; tax figures reflect 2026 federal rules and may differ from your situation. See our disclaimer. © 2026 FinanzCalc.