HDHP vs PPO Health Plan Calculator

How the hdhp vs ppo health plan calculator works

Total cost = premiums + your out-of-pocket (deductible then coinsurance up to the OOP max) − employer HSA contribution and HSA tax savings.

Example

Using the default inputs (HDHP premium / yr: $2,400; HDHP deductible: $3,500; HDHP out-of-pocket max: $6,500; HSA benefit (employer + tax savings): $1,500; PPO premium / yr: $5,400; …), the calculator returns hdhp is cheaper by of $2,900. Change any field above to see your own result and charts update instantly.

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