BRRRR Calculator
Model a BRRRR deal: how much cash you leave in after the refinance, your post-refi cash flow and your cash-on-cash return.
Your numbers
- Monthly cash flow after refinance
- -$67.03
- Cash-on-cash return
- -4.13%
- Cash pulled out
- $0.00
- Refinance loan
- $217,500
- All-in cost
- Refinance loan
- Cash left
How the brrrr calculator works
Cash left in deal = purchase + rehab + costs − refinance proceeds (ARV × LTV). Post-refi cash flow = rent after expenses − new mortgage payment.
Example
Using the default inputs (Purchase price: $180,000; Rehab cost: $45,000; Closing & holding costs: $12,000; After-repair value: $290,000; Refinance LTV: 75%; …), the calculator returns cash left in the deal of $19,500. Change any field above to see your own result and charts update instantly.
Good for these goals
Frequently asked questions
What is the goal of BRRRR?
To recover most or all of your cash through the refinance so you can repeat on the next deal.
What LTV do lenders use?
Typically 70%–80% of appraised value on cash-out refinances for investors.
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Estimates are for educational purposes only and are not financial, tax or legal advice. Results depend on your inputs and simplified assumptions; tax figures reflect 2026 federal rules and may differ from your situation. See our disclaimer. © 2026 FinanzCalc.